* { box-sizing: border-box; margin: 0; padding: 0; }

html, body {
  min-height: 100%;
  overflow-x: hidden;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  background: #f0f2f5;
  color: #1a1a1a;
}

/* ── Toast ── */
.toast {
  position: fixed;
  top: 16px;
  left: 50%;
  transform: translateX(-50%) translateY(-20px);
  display: flex;
  align-items: center;
  gap: 12px;
  background: #fff;
  border-radius: 50px;
  box-shadow: 0 4px 20px rgba(0,0,0,0.15);
  padding: 10px 18px 10px 10px;
  width: calc(100% - 32px);
  max-width: 420px;
  font-size: 13px;
  line-height: 1.4;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s ease, transform 0.3s ease;
  z-index: 100;
}
.toast.visible {
  opacity: 1;
  transform: translateX(-50%) translateY(0);
}
.toast-icon {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #005DAA;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.toast-icon svg { width: 18px; height: 18px; fill: #fff; }
.toast-text strong { color: #005DAA; }
.toast-meta { color: #aaa; font-size: 11px; margin-top: 2px; }

/* ── Hero banner ── */
.hero-banner {
  background: #005DAA;
  padding: 48px 24px 60px;
  text-align: center;
  position: relative;
  width: 100%;
}
.hero-banner::after {
  content: "";
  position: absolute;
  bottom: -24px;
  left: 0;
  right: 0;
  height: 48px;
  background: #005DAA;
  clip-path: ellipse(55% 100% at 50% 0%);
}

/* ── Wordmark ── */
.costco-wordmark {
  display: flex;
  flex-direction: column;
  align-items: center;
  margin-bottom: 28px;
}
.costco-wordmark .brand {
  font-size: 36px;
  font-weight: 900;
  color: #E31837;
  letter-spacing: 0.06em;
  line-height: 1;
}
.costco-wordmark .sub {
  font-size: 11px;
  font-weight: 600;
  color: rgba(255,255,255,0.7);
  letter-spacing: 0.25em;
  text-transform: uppercase;
  margin-top: 2px;
}

/* ── Hero text ── */
.hero-eyebrow {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.18em;
  color: rgba(255,255,255,0.75);
  text-transform: uppercase;
  margin-bottom: 8px;
}
.hero-title {
  font-size: clamp(32px, 8vw, 50px);
  font-weight: 900;
  color: #fff;
  line-height: 1.1;
}

/* ── Card ── */
.card {
  background: #fff;
  border-radius: 24px;
  margin: 40px 16px 0;
  padding: 28px 20px;
  box-shadow: 0 2px 16px rgba(0,0,0,0.08);
  position: relative;
  z-index: 1;
}

/* ── Steps ── */
.steps-label {
  text-align: center;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.16em;
  color: #aaa;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.steps-list { display: flex; flex-direction: column; gap: 10px; }
.step {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 16px;
  background: #fafafa;
  border-radius: 12px;
  font-size: 15px;
  font-weight: 600;
  border: 1px solid #f0f0f0;
}
.step-num {
  width: 30px;
  height: 30px;
  border-radius: 8px;
  background: #E31837;
  color: #fff;
  font-size: 13px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

/* ── CTA ── */
.cta-wrap {
  padding: 20px 16px 8px;
}
.cta-btn {
  display: block;
  width: 100%;
  padding: 18px;
  background: #E31837;
  color: #fff;
  font-size: 18px;
  font-weight: 800;
  text-align: center;
  border-radius: 16px;
  text-decoration: none;
  letter-spacing: 0.01em;
  box-shadow: 0 6px 20px rgba(227,24,55,0.35);
  transition: background 0.18s, box-shadow 0.18s, transform 0.1s;
}
.cta-btn:hover {
  background: #c01530;
  box-shadow: 0 4px 14px rgba(227,24,55,0.28);
  transform: translateY(1px);
}

/* ── FAQ ── */
.faq {
  padding: 16px 16px 32px;
  text-align: center;
}
.faq-title {
  font-size: 14px;
  font-weight: 700;
  color: #005DAA;
  margin-bottom: 8px;
}
.faq-body {
  font-size: 13px;
  color: #777;
  line-height: 1.65;
  max-width: 500px;
  margin: 0 auto;
}